Full Documentation
10 % Down

Documented as any U.S. citizen, work visa is OK,
Must be residing in U.S. for past two years.

20 % Down

For those borrows who cannot show 2 years residency
Required Documentation
A. 2 letters from any 2 lending institutions, translated in English showing sufficient assets to close.
B. 3 months of credit card statements reflecting total obligations
GIFTS OK over 20% down
Loans over $250K require more down
25% down investor O.K.
Cash out refinance O.K.
Corporate purchase O.K
6 months reserves required in any U.S. bank
Programs Available
15 & 30 year fixed
6 month, 1, 3, & 5 year ARM's

No Income Verification

25% down
Primary residence only
Valid visa continuing 1 year
Asset verification improves the rate
Photo ID.

Benefits
No Letters
No Credit Reports
No Job Verification
No Social Security Numbers
No Green Cards
No Reserves Held U.S. Bank
Accounts
$50,000 Minimum Loan
$1,000,000 Max. Loan
Cash Out Refinance
70% LTV principle residence
60% LTV investor
35% Down Investor Purchase

Programs Available
10, 15, 20, 25, 30 Fixed Rates
1, 3, & 5/1 ARM's

No Income, No Asset Verification

30% down
Primary or Secondary homes

Benefits
No Income Verification
No Asset Verification
No Credit Reports
No Social Security Numbers
No Green Cards
No Minimum Loan Amount
No Letters
No Reserves

*** Must have a U.S. Bank Account

Programs Available
ARM's and Fixed Rates

40% Down
Great Fixed Rates!

To find more information on any particular type of mortgage just click the desire button below or
contact us NOW!!!